Terms and Conditions
Broad Statement
Broad is registered in England and Wales as Broad Fintech Ltd (Company No. 11864829) with offices at WeWork, 123 Buckingham Palace Road, London, United Kingdom, SW1W 9SH.

Broad is the operator that connects you to Paynetics AD, a company with its registered address at Ground Floor, 76A James Bourchier, Lozenets District, Sofia Municipality, Sofia, Bulgaria, entered in the Bulgarian Commercial Register kept by the Registry Agency under UIC: 131574695. Paynetics AD is an electronic money institution authorised by the Financial Conduct Authority under the Temporary Permissions Regime (firm reference number 900785) for the issuance of e-money and provision of payment services in the UK. Details of the Temporary Permissions Regime, which allows EEA-based firms to operate in the UK for a limited period while seeking full authorisation, are available on the Financial Conduct Authority’s website. To ensure your funds are safe, Paynetics AD follows a process known as “safeguarding”, which is a regulatory requirement for all electronic money institutions. In this process Paynetics AD keeps your funds separate from its own funds and place it in a “safeguarding account” with a bank.

Broad contactless debit card is issued by Paynetics AD pursuant to a licence by Mastercard International. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.
Exchange Rates
CurrencyECB RateBroad mark-up (2%)

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